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Become A Homeowner

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Are you interested in owning your own home? Flint River Habitat for Humanity offers no-interest loans to individuals and families of Dougherty and Lee Counties who have the following criteria:

  • A need for housing,
  • The ability to make a monthly mortgage payment, and
  • The willingness to partner with Flint River Habitat.

We select families / individuals for our homeowner program based on the following criteria:

1. Need

This includes, but is not limited to, structural problems, overcrowding, an excessive amount of income being spent on housing expenses, and the inability to obtain housing through conventional means. Income limitations (maximum and minimum) based on family size are also considered.

2. Ability to pay a monthly mortgage

Since you will actually be buying your home from Flint River Habitat for Humanity, you must demonstrate your ability to pay a monthly mortgage.

3. Willingness to partner with Flint River Habitat in completing the required hours of volunteer service.

This is something we call "sweat equity", and it comes from assisting in the construction of your home, the homes of others, as well as attending homeowner education workshops.

If you think you fit our homeowner criteria, please click this link and fill out our Homeowner Interest Form.

For more information contact David Wilson, Family Services Coordinator, at 229-446-8199 x 14.

 

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