Clothing Donations Now Accepted At Our Donation Drop-Off Area!
Homeowner Program
about our program
Our goal at Habitat is to provide a safe, affordable place for everyone to live. That is where our Homeowner Program comes in! This program provides a way for a Habitat homeowner to purchase a Habitat home at a 0% interest rate.
See our basic qualifications for the Homeowner Program and the Dougherty/Lee County 2025 HUD guidelines based on home size below.
If you are interested in applying for our Homeownership Program and meet the HUD guidelines below based on your family size, complete our interest form and a Habitat staff member will be in contact to go over the next steps.
Homeowner Program Interest Form
While we are not currently accepting applications for our homeowner program, we are looking forward to reopening the program in the fall for 2027! Please fill out the form linked below to be added to our homeowner program interest list! A member of our staff will contact you as soon as our applications open back up!
Please review the documents below before you fill out the interest form.
Homeowner Program requirements
Please review the following requirements:
- Currently live in Dougherty, Lee, Worth, Terrell, Calhoun, Mitchell, Crisp or Baker County.
- Willingness to relocate to Dougherty or Lee County based upon house availability.
- Have a steady source of income.
- Currently out of active bankruptcy for two years, if you have filed in the past.
- Have good credit or be willing to work through a process to better your credit.
- Meet HUD Income Requirements based on household size (see next page).
- Currently live in an inadequate or unsafe home; and/or overcrowded home; and/or a physically unsafe neighborhood; and/or not able to obtain a conventional mortgage.
- All members of your household who are 18 years or older must NOT be listed on the Sex Offender Registry & each household member must pass a National Criminal Background Check.
In addition, each Partner Family will be required to do the following:
- Invest a minimum of 300 Sweat-Equity Hours volunteering to build their home (and other’s homes) and/or working in the Flint River Habitat’s ReStores.
- Pay closing costs of $3,000 for your home (payable in monthly installments).
- Attend homeowner and financial education classes throughout the process.
- Make monthly mortgage payments once you have closed on your home.
Flint River Habitat for Humanity
2815 Old Dawson Road, Albany, Georgia 31707, United States
Hours
Mon | 10:00 am – 06:00 pm | |
Tue | 10:00 am – 06:00 pm | |
Wed | 10:00 am – 06:00 pm | |
Thu | 10:00 am – 06:00 pm | |
Fri | 10:00 am – 06:00 pm | |
Sat | 10:00 am – 06:00 pm | |
Sun | Closed |
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